WILL YOU BE READY FOR RETIREMENT?
Are you prepared for the retirement challenges that face you? In the past, our worst nightmare about retirement was not reaching it. But with 20, 30 or even 40 years in retirement becoming reality, the prospect of outliving our savings has become a very real possibility.
Yesterday’s retirees were supported by guaranteed income sources. They could collect a pension; they could count on a Social Security check; they could depend on health care benefits from their employer even into retirement.
Today’s retirees are looking at a very different picture. They are increasingly responsible for generating their retirement income from person savings. At the same time, they face longer life expectancies and astounding increases in expenses.
At Ascent Financial, we have access to a unique variety of strategies for the challenges facing new retirees. We all know the risks are real, and no one can remove all the risk from life or retirement. But by recognizing and addressing the key challenges to retirement, you can better plan for the income you will need and help achieve the retirement you deserve.
THE POWER OF ZERO
At Ascent Financial, we recognize that the accumulation phase of wealth management, while very important, is only a part of responsible retirement planning. The challenge for most retirees is to ensure that their accumulated funds last for their entire retirement. The Power of Zero is just one of the tools that we use to ensure this happens. The Power of Zero is a methodology used to show you “HOW TO GET TO THE 0% TAX BRACKET AND TRANSFORM YOUR RETIREMENT.”
Please ask us how this can have a powerful effect on your retirement, and wealth management in general.
“The United State government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare, and the only way to deliver on those promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you’re like most Americans, you’ve saved the majority of your retirement assets in tax-deffered vehicles like 401(K)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep?”
— David McKnight, “The Power of Zero” September 2018