Comprehensive Consulting for Life, Legacy, and Business

Integrated guidance for major financial, business, and generational transitions

Ascent Advisors provides coordinated consulting across the financial and business decisions that shape long-term outcomes. We work with individuals, families, business owners, and multigenerational enterprises to bring clarity, reduce complexity, and support confident decision-making.

Whether you are planning for succession, organizing your estate, optimizing taxes, strengthening a business, or designing retirement income, we help structure a clear and practical path forward.

Our Consulting Focus Areas

Transition & Succession Planning

Designing continuity for the next generation

We help business owners and families create thoughtful transition plans that support long-term growth, leadership readiness, and shared understanding. Our process simplifies complex decisions so expectations are clear and the enterprise remains positioned for innovation, profitability, and sustainable leadership.

Retirement Income Strategy

Creating reliable, inflation-aware income for life

We design retirement income strategies that balance market-based investments with guaranteed income sources* to support long-term stability. Our approach helps answer one of retirement’s most important questions:
How do I make my savings last as long as I do?

*Guarantees depend on the issuing insurance company.

Estate Planning Collaboration

Clarity, coordination, and intent—carried out properly

We partner with your attorney and CPA to help design and coordinate estate plans ranging from basic wills to complex trust structures. Our role is to ensure planning decisions align with your goals and family dynamics by helping you:

  • Organize and align assets

  • Navigate sensitive family conversations

  • Clarify how wishes are communicated and executed

Estate planning is valuable at any net worth level and plays a key role in preserving legacy and reducing future conflict.

1031 DST Exchanges for Business & Farm Sales

Deferring taxes while preserving equity and flexibility

Selling a business or farm can trigger significant tax consequences. We help clients evaluate and implement 1031 DST exchange strategies to:

  • Defer capital gains taxes

  • Preserve equity

  • Transition to more passive income opportunities

This planning supports smoother transitions while protecting long-term financial outcomes.

Tax Planning Strategy

Reducing long-term tax exposure through proactive design

Effective tax planning begins early and evolves alongside your financial goals. We help clients structure finances and investments to minimize unnecessary tax burden over time, including:

  • Evaluating pre-tax and after-tax investment strategies

  • Assessing how income sources affect long-term taxation

  • Identifying opportunities to reduce estate erosion and benefit clawbacks

  • Coordinating tax strategies for generational transfers

Charitable Planning

Aligning generosity with tax efficiency

Charitable strategies can play a meaningful role in both long-term planning and transition events. We help design giving strategies that reflect your values while optimizing tax outcomes—whether integrated into succession planning, retirement strategy, or estate design.

How We Work

Ascent Advisors brings together transition planning, tax strategy, estate design, business advisory services, and retirement guidance into a cohesive, client-centered approach. Every plan is tailored, collaborative, and grounded in clear education—so you fully understand your options and can make decisions with confidence.